Study: California Home to 5 of America’s Worst Cities for Retirement—Here’s the List

Study California Home to 5 of America’s Worst Cities for Retirement—Here’s the List

A recent analysis by WalletHub found that half of the worst 10 retirement cities in the US are located in California.

More than 180 U.S. cities were ranked by the personal finance company using 45 important parameters, such as “the cost of living and tax laws to the availability of activities and the quality of health care.”

“Retirees should look for cities that have low taxes and expenses,” WalletHub analyst Chip Lupo stated in the evaluation. On top of that, there are many fun things to do for retirees in the best cities, and the health care is second to none.

California was home to some of the worst-ranked communities in 2024 according to WalletHub’s ranking of the best and worst places to retire.

When it came to retirement communities, San Bernadino was ranked 182nd, making it the lowest in both California and the nation.

Stockton ranked third among the worst cities in California, while WalletHub ranked it second worst in the United States for retirees to live in.

Study California Home to 5 of America’s Worst Cities for Retirement—Here’s the List (1)

The rankings of other California cities are as follows:

Can you recommend the worst city in the US and California to retire to?

In spite of California’s 17th place on WalletHub’s Best and Worst States to Retire ranking for 2024, the state’s cities still fell short of national averages.

With an overall score of 52.31 out of 100, San Francisco was the highest-ranking city on WalletHub’s Best & Worst Places to Retire list, coming in at No. 36.

Among the cities that cut, San Diego came in at number 38, Glendale at number 42, and Los Angeles at number 45.

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With a score of 35.71 out of 100, San Bernardino was ranked as the worst place to retire.

According to WalletHub, this city in Southern California ranks among the worst in the US when it comes to activities, healthcare, and quality of life.

In terms of price, it was likewise rated rather low.

Sacramento ranked 92nd, Modesto 166th, and Fresno 176th, among other California cities.

For retirees, which cities rank the lowest?

Wallet Hub has compiled a list of the ten worst American cities in which to retire in 2024:

Stockton, San Bernadino, Rancho Cucamonga, Bakersfield, and Newark, New Jersey
Locations: Detroit, Fresno, and Bridgeport, Connecticut
Ks., Wichita
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In your opinion, which American cities are ideal for retirees?

With a score of 61.49 out of 100, Orlando is ranked as the top U.S. city for retirees by WalletHub.

Although the city in Florida fared worse for health care and quality of life, it scored higher for activities and affordability.

According to WalletHub, out of 182 cities, Orlando ranks ninth for homemaker services and twentieth for adult day health care, despite not having a particularly low cost of living.

According to the site, Orlando boasts an “especially high number” of music venues, fishing facilities, and art galleries, making it the second-best city for recreation overall.

In addition, the country ranks first in the number of home healthcare institutions and gerontologists per capita.

In order of preference, WalletHub has compiled a list of the ten greatest American cities in which to retire:

Magic Kingdom
In Miami
The city of Minneapolis
Located in the Sunshine State
Floridian city of Fort Lauderdale
Phoenix, Arizona
Cincinnati
Located in the Sunshine State
Here in Casper, Wyoming,
New York City

What criteria did WalletHub use to determine rankings?

A total of 182 cities were considered for the rankings by WalletHub, including 150 of the most populous U.S. cities and two of the most populous cities in each state. The cities were evaluated based on four important criteria:

Low-Cost Things to Do
Living conditions
Medical treatment

The website subsequently used 45 metrics to assess those categories. According to the website, the “most favorable conditions for retirement” were indicated by a score of 100, which was used to rate each parameter.

To round up its list, WalletHub determined each city’s overall score.

According to WalletHub, “our analysis assumes retirees will rely on a fixed income” because of the high expense of retirement. “Retirees will do better in a city if they can reduce their expenses.”

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